Carmelina has been my accountant for as long as I can remember. She has a wonderful way of providing a personal, friendly and caring service while remaining diligent, professional and efficient. She has helped me through many different situations in my businesses and I have valued having her in my corner every step of the way. Her knowledge and advice has been invaluable and I couldn?t recommend her highly enough.
Former director of Tuckfield Conveyancing Pty Ltd
"7 years ago our lives were stressful, we had two major issues:
We have been able to manage our growth and stay on top of our compliance, as well as start to enjoy life more with the guidance of the team at xpal. They are not just about the numbers, and are always there to lend an ear on any topic - something with I am grateful for and have never experienced elsewhere.
I look forward to working more closely with Carmelina and the team to grow my business and maximise my exit price so that i can live a happy retirement.
McKeough Investments Pty Ltd
"Being in property for most of my working life, I had a pretty clear strategy of purchasing property in super.
I started my own SMSF just over five years ago, but there was a major problem - the tax laws at the time didn't allow SMSFS's to borrow. This forced me to seek some help, as I didn't know what to do. I was referred to xpal by a mutual friend. They sat me down, listened to my concerns, and came up with strategies to overcome the 'no borrowing' rules.
It's amazing what you can do when you talk to someone in the know!!
The team at xpal established the necessary structures that I needed to enable me to purchase property through super. They did it quickly and were in discussions with my finance broker and convincer the entire time to ensure a smooth process up to settlement date. And on the accounting side of things, xpal just make it happen, managing the process from raw bank statements right through to coordination my annual audit requirements.
I now have four properties in super in just 5 years and know that I can rely on xpal to maintain my annual reporting requirements and establish any new structures I need going forward.
JFK Real Estate Super Fund
"Xpal has been a great a help for Bakers Delight Mount Gambier over the past 5 years. Their understanding of the ATO system allows them to find the best possible result for us personally as well as for our business and our tax situation is therefore impressive. I love the tax planning we discuss a couple of months before the end of financial year which assists me in fine tuning any issues before the end of June and in turn gives us a good indication of what tax liabilities we may have going forward.
We have loved working with everyone from Xpal as they are extremely professional and have made our accounting obligations easy as they can take care of everything."
Franchisee. Bakers Delight Mount Gambier
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