xpal tax & accounting formerly XPAL Accounting Pty Ltd, was established by staff of both xpal and AMP (formerly ipac south australia). Originally the business stemmed from Tax & Financial Services Pty Ltd which came into being on 1 January 2000, when three long standing accountancy practices (Peter L Lines & Associates, In Home Taxation Services Pty Ltd and Tax & Financial Services Pty Ltd), merged and took on the name of Tax & Financial Services Pty Ltd (TFS).