XPAL Planning Pty Ltd is the holder of an Australian Financial Services Licence (237982) issued by the Australian Securities and Investment Commission (ASIC).

XPAL is also a principal member of the Financial Planning Association of Australia (FPA).

With the support of XPAL, your financial adviser is able to offer you an extensive range of financial planning services, which may include:

• Investment planning advice
• Superannuation and rollover advice
• Retirement planning advice
• Personal insurance advice (ie life insurance)
• Portfolio review services
• Mortgage reduction strategies
• Self managed superannuation advice
• Gearing strategies
• Share broking service
• Tax effective investment strategies

For more information about the XPAL Planning Pty Ltd services, please contact the office on 08 8344 6111 or email admin@xpal.com.au.