XPAL Lending Pty Ltd is an exclusive member of AFG (Australian Finance Group) and Pam is an Accredited Member of the MFAA (Mortgage and Finance Association of Australia). XPAL Lending Pty Ltd is the holder of an Australian Credit Licence (387696) issued by the Australian Securities and Investment Commission (ASIC).
For more information about the XPAL Lending Pty Ltd services, please contact Pam Podwysocki at the office on 08 8344 6111 or mobile on 0416 337 475 or email admin@xpal.com.au.
Our reputation is built on matching the appropriate product(s) to the individual's requirements. We go to great lengths to ensure satisfaction with our services and offerings. However, there may be instances from time to time, where clients may be dissatisfied with the outcomes of our consultation process. If you have a complaint about the service that we provide, the following steps or avenues for resolution are available to you.
Step 1
Most complaints arise from miscommunication and can usually be fixed quickly. So, please contact Pamela Podwysocki first and tell her about your concerns.
Step 2
We pride ourselves on the company's reputation, and want to ensure that all concerns and complaints are fully documented, investigated and resolved in a timely manner. So, if the issue is not satisfactorily resolved within 1 working day by talking with Pam, we will apply our internal complaints process to manage your complaint appropriately.
By using our internal complaints process we hope to assist you to resolve your complaint quickly and fairly. The maximum timeframe in which to provide a response to you is 45 days, although in pursuit of best practice and the reputation of our organisation, we aim to resolve these issues in a much shorter time frame.
Step 3
Although we try hard to resolve a customer?s concern in the most considerate and direct manner, sometimes it may need to be referred to a dispute resolution scheme, which is external to our organisation. Therefore, if you are not completely satisfied after the above steps have been attempted, you still have other avenues available to resolve the dispute.
This external dispute resolution process is available to you, at no cost. The details of our External Dispute resolution scheme are below:
Credit Ombudsman Service Limited
Level 6 50 Park St, Sydney, NSW 2000
Phone 1300 78 08 08
Fax 02 9267 3125
Email info@creditombudsman.com.au
Web www.creditombudsman.com.au