Career Information: Since 1986 Peter has been a public accountant - as a sole practitioner, a partner or a director. From 1986 to 1994 Peter was a lecturer and tutor at the University of SA for accounting and business degree courses.

Educational Qualifications: Bachelor of Arts in Accountancy - BA (Acc)

Professional Association Involvement: Certified Practising Accountant, Fellow of the Tax Institute of Australia, Fellow of the National Tax and Accountants Association, Registered Tax Agent

Specialist Areas: Peter specialises in helping business owners grow their business, improve profitability, increase cash flow, protect their assets and ultimately put in place a succession plan or help them sell their business

Business Achievements: Inducted into Masterclass in May 2009 - only elite accountants are eligible to be invited

Personal Information: Born and raised in Adelaide. Married with 1 child

Personal Interests: Triathlon, endurance events, rock climbing, mountain climbing, movies

Career Information: Malcolm Godfrey has 24 years experience in the finance industry including 14 years as a financial adviser.  He previously held roles with the Commonwealth Bank and with GIO Financial Services before establishing XPAL Planning as it is now called 10 years ago.
Educational Qualifications: Bachelor of Commerce, Diploma of Financial Planning

Professional Association Involvement: Malcolm is a Certified Financial Planner with the Financial Planning Association of Australia

Personal Information: Born in Maidstone Kent, England, but raised in Adelaide since the age of 4, Married with 2 children.

Career Information: Keith has 35 years experience in the finance industry including 19 years as a financial adviser.  He previously held a number of roles with the Commonwealth Bank and Commonwealth Financial Services, including that of State Manager SA/NT for Commonwealth Financial Services, before joining XPAL Planning (formerly Systematic Financial Services) 9 years ago.

Educational Qualifications: Diploma of Financial Planning

Professional Association Involvement: Keith holds Certified Financial Planner (CFP) status with the Financial Planning Association of Australia.

Specialist Areas: Keith specialises in assisting high net worth and Self Managed Super Fund clients and is the XPAL Research Manager, involved in researching and preparing customised portfolio's for clients of the XPAL Group.

Personal Information: Born in England, moved to Adelaide in 1973. Married with 2 sons